State Farm – Best Overall Coverage & Discounts
State Farm balances affordable pricing with strong customer service and loyalty rewards, making it a reliable choice across the board.
GEICO – Best for Digital Experience and Low Rates
GEICO’s intuitive mobile app and quote tools make it easy to manage your policy, and its consistently low rates are a big draw for younger drivers.
Liberty Mutual – Best for Customization
Liberty Mutual shines with its “Only Pay for What You Need” model, allowing drivers to tailor their coverage more precisely than many competitors.
USAA – Best for Military Families and Veterans
USAA earns top marks for customer satisfaction year after year, but its eligibility is limited to those with military affiliation.
Travelers – Best for Optional Coverage Add-Ons
Travelers offers a robust set of extras, including new car replacement and accident forgiveness, giving drivers more flexibility and protection.
No single insurer is perfect for everyone, so we recommend comparing at least three personalized quotes before making a final decision. The right policy can save you hundreds while offering the coverage you truly need.