Best Short-term Insurance Plans for International Travelers in 2025

Whether you are visiting relatives, traveling, or visiting for a short-term business trip, the high medical costs in the United States are prohibitive. Short-term travel insurance has become an important guarantee for international tourists during their visit to the United States. In 2025, which short-term insurance plans are the most worth choosing in terms of coverage, price, and claims? This article has sorted out the most popular insurance plans for you to help you travel to the United States with peace of mind.

1. Why do international tourists need short-term insurance?

The United States does not have universal health insurance, and ordinary emergency room fees can easily reach thousands of dollars. Even if it is just a cold or fever, it may bring huge bills. Therefore:

✅Prevent sudden medical risks
✅Get emergency medical care and hospitalization coverage
✅Deal with non-medical situations such as travel delays, lost luggage, etc.

2. Recommended short-term insurance plans worth considering in 2025

1. IMG Patriot America Plus

Suitable for: short-term travel, visiting relatives
advantage: Wide coverage (up to $1 million) Flexible deductible amount Includes emergency dental and trip interruption coverage

2. Trawick Safe Travels USA

Suitable for: Older international tourists
advantage: Accepts applicants aged 80 and above Benefits available even after COVID-19 diagnosis Coverage up to $1 million

3. VisitorsCoverage Atlas America

Suitable for: People who value high cost performance
advantage: Low starting price, high cost performance Including emergency medical assistance, prescription drugs The insurance process is quick and simple

3. How to choose an insurance plan that suits you?

Travel duration : less than 30 days and more than 90 days are suitable for different plans
Age and health status : Older people need to pay special attention to insurance conditions
Do you have a history of chronic illness ? Some insurance plans do not cover pre-existing conditions.
Is COVID-19 covered ? An important protection item that cannot be ignored in the post-epidemic era

4. Purchase suggestions and precautions

Advance purchase: It is recommended to purchase within 1 week before departure
Read the terms carefully: pay special attention to the "disclaimer" and compensation process
Keep information: carry a copy of the policy and claim instructions with you

Conclusion

A suitable short-term insurance plan not only protects your medical needs during your stay in the United States, but also takes dual responsibility for your family and your trip. In 2025, the insurance market has a variety of options. As long as you make a rational choice based on your personal situation, your travel will be more secure.